Paytm users will now be charged with a 2 per cent fee on the amount added to their e-wallet when using a credit card, a PTI report stated.

"Until now, users had to pay 2 per cent fee if they loaded more than Rs. 10,000 in their e-wallets via credit card in a month," it said.

A message saying "Nominal charge of 2 per cent is applicable on adding money using credit card. Nominal fee is applicable since we pay high charges to your bank/payment network when you add money using a credit card. Please use UPI or debit card to add money for free" is displayed when customers attempt to add money to their Paytm wallet via a credit card, it said.

Moreover, Paytm is also providing an offer, wherein users will get 2 per cent cashback up to Rs 200 on adding minimum Rs 50 using credit card, as per the message.

According to the PTI report, Paytm Payments Bank spokesperson said customers have the flexibility to add money to their Paytm wallet from any of their preferred funding source, including UPI, net banking and cards.

The spokesperson further said to PTI that the company has temporarily waived the 5 per cent charge that is levied on money transfer from wallet to bank accounts as a promotional offer for the festive season.

"The amount added in the wallet can be used to transfer money to another wallet or bank account, to make payments to online and offline merchants via QR codes, to process bill payments, do recharges and multiple other forms of transactions. All such transactions will also continue to be free of cost for our customers," the spokesperson said to PTI.